Key Takeaways on Deed Restrictions in Florida Deed restrictions are legally binding rules that limit how property can be used. They may be found in the deed to the property, public records, or HOA/COA governing documents. Common restrictions in Florida include limits...
Key Takeaways on the Due on Sale Clause Most residential mortgages contain a Due on Sale clause that can be triggered if you transfer ownership of your home without lender approval – even to a family member! Federal law provides exceptions for certain family...
Key Takeaways for the Types of Deeds in Florida: Not all deeds offer the same protection. General warranty deeds offer the strongest legal safeguards, while quit claim deeds offer virtually none. Special warranty deeds limit liability to the seller’s ownership period...
Key Takeaways from this Article: Verify deed accuracy and update ownership records to avoid costly errors. Pay property taxes early to maximize available discounts and avoid penalties. Update insurance policies to reflect renovations, coverage needs, or flood risk....
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
Key Takeaways on Title Companies: Title companies manage title searches, insurance, and closings in Florida real estate deals. Title agents research property records and ensure legal ownership before transfer. Florida attorneys can act as title agents without extra...
Key Takeaways on Homestead in Florida: Florida’s homestead laws protect your primary residence from most creditors. Homestead status provides property tax savings and caps annual assessment increases. Benefits include portability of tax savings and protections for...
Key Takeaways on Florida Warranty Deeds: Warranty deeds guarantee buyers clear title and seller accountability. They offer stronger protection than quitclaim deeds. Title insurance adds extra security beyond the deed itself. Warranty deeds build trust and confidence...
Key Takeaways on Grantor vs Grantee: The grantor is typically the seller; the grantee is the buyer in Florida real estate transactions. Grantors must deliver a valid deed, provide clear title, and supply necessary documents. Grantees must verify title, meet contract...
Key Takeaways in this Article: Florida law prohibits removing a co-owner from a deed without their consent. Unauthorized deed changes can lead to civil and criminal penalties. Each owner can only transfer their own legal interest in a property. Recording deeds...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
What you need to know about Title Insurance when Paying Cash for Real Estate: Owner’s Title Insurance is optional for cash buyers in Florida — but highly recommended. Title defects like recording errors, fraud, or unknown heirs can threaten ownership rights. Cash...
Key Takeaways on Florida Quit Claim Deeds: A Quit Claim Deed in Florida transfers a property owner’s interest without guarantees or title protections. Commonly used for divorce settlements, family transfers, or moving property into LLCs or trusts. Quitclaim deeds do...
Key Takeaway on Real Property Transfer Taxes: Florida imposes documentary stamp taxes (“doc stamps”) on most real property transfers based on the value of the transaction. The standard tax rate is $0.70 per $100, except in Miami-Dade County where rates vary depending...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
Key Takeaways on ALTA Surveys: ALTA surveys are the most comprehensive form of land survey, used to identify boundary lines, easements, encroachments, and property features. They’re not legally required in Florida, but are often necessary for complex or commercial...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
Key Takeaways on the Florida FAR/BAR Contract FAR/BAR contracts are standardized agreements used in most Florida residential real estate transactions. Two versions exist: the “AS IS” and the Standard contract, each with distinct inspection, repair, and permit...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
Key Takeaways on Closing Disclosure Forms: Required for financed home purchases: The Closing Disclosure (CD) is mandatory for all mortgage-financed real estate transactions under federal TILA-RESPA rules. Delivered 3 days before closing: Lenders must provide the CD at...
Key Takeaways on Adding a Name to a Deed in Florida DIY deed changes are risky and often backfire. Many clients end up hiring attorneys to fix legal and financial problems caused by incorrect deed transfers. Adding a person to a deed can be permanent. Removing them...
Key Takeaways on Real Estate Closing Costs in Florida: In Florida, closing costs typically range up to 5% of the property purchase price and are often split between the buyer and seller—but this can be negotiated. Buyers should budget for mortgage-related costs,...
This article is part of our Real Estate Articles collection and relates to our Real Estate Law services. It is provided for informational purposes only, does not constitute legal advice, and does not create an attorney-client relationship. Please review our Legal...
Key Takeaways on Florida Title Insurance: Title insurance protects buyers and lenders from prior ownership claims, liens, or debts tied to a property. There are two main types: Owner’s Policy (protects the buyer) and Lender’s Policy (protects the lender). Premiums are...
Key Takeaways on Why You Need a Florida Real Estate Attorney: Florida doesn’t require a real estate attorney, but having one ensures legal protection and personalized guidance during every stage of the transaction. Realtors cannot offer legal advice—only licensed...
Key Takeaways on this Article: Sole Ownership is simple but lacks estate planning benefits—property must go through probate if the owner passes. Tenants in Common allow shared ownership in unequal shares and estate control, but risk disputes and third-party claims....
Anila S. Rasul is the founding attorney of ASR Law Firm, where she helps Florida individuals and businesses protect what matters most. With over 15 years of legal experience, Anila specializes in estate planning, business formation, and asset protection.
She is dedicated to offering clear, actionable legal guidance and takes pride in building lasting relationships with her clients.
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